Fuckin hell
by Tiff on Oct.31, 2008, under Life, Work
<annoying rant time>
I got some information about my insurance and it is, may I say, complete SHIT. So shit I am going to opt out and find personal insurance. I am furious that the packet that I received was not as clear as I thought it was. I am now basically paying 80 dollars per month for insurance that allows me to go to the Dr. when I am sick only, no preventative care is covered, including female exams (very imporant due to pre-existing conditions-please see previous posts). How did I not realize this when I was looking over the forms? Because they way they write them out you think you are reading what you think you are reading. Haha - it sounds silly to say it that way, but it reminds me of those propositions that we vote on, there’s one for and one against, they sound almost identical and you are expected to know what you are signing up for.
Well I called the number today because I tried to get a prescription filled the other day and they didn’t think I got any discount. So I called the company today and they are like yeah, um, you can like .. fill out a claim form, and you might get something back. I am like um, I might, what? get might??? MIGHT?? What do you mean, MIGHT? So I started asking the more DETAILED questions - Can I get a female exam, What about my asthma care, what about this or that, basically I got the stiff arm on every question. She told me “Basically, you are covered if you are sick or in an emergency”
I am sorry but the whole reason for having insurance is so you can GET preventive care otherwise, we all end up in the emergency room because we have no idea what to do with our health. I mean seriously, have you ever heard anything so asinine? 80 bucks a month? I have been off of my birth control for 3 months waiting for this damn insurance. I am furious. I am quitting this stupid waste of money and getting Aetna “personal insurance” (by the way, the insurance I am getting now is also aetna) yet the personal is better coverage and the same price per month. I feel like I got totally ripped off.
/end rant




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